![]() ![]() The Eligible Loan Referrers will NOT receive a Loan Referral Bonus for a new referral if they have received 20 Loan Referral Bonuses in the preceding 12 months or if they have received 60 total lifetime Loan Referral Bonuses.Variable: 5.74% APR to 14.700% APR (with AutoPay).Plus, get a $10 bonus for checking your rate. For Personal Loans, you also get $100 when your loan is funded. Student Loan Refinancing, you get $100 when your loan is funded. SoFi reserves the right to change or terminate the offer at any time or without notice.įor current SoFi customers, you can earn a generous bonus when you refer a friend or family member for a student loan through the referral program.Bonus amounts of $600 or greater in a single calendar year may be reported to the Internal Revenue Service (IRS) as miscellaneous income to the recipient on Form 1099-MISC in the year received by applicable law.SoFi reserves the right to change the form of consideration used to pay the Welcome Bonus at any time without advance notice.Please note, given the Welcome Bonus will be paid in the form of marketable security, the dollar value of the Bonus will change as the price of that security changes, which will result in a change in the value of the Bonus provided.The number of fractional shares delivered for the bonus will be determined based on the execution price at which SoFi Securities acquires the shares. ![]() The offer is limited to one per person.The offer only applies to new active brokerage accounts.Rewards: Earns 2% cash back on all purchases. ![]() Earn 2% unlimited cash back on purchases when redeemed toward investing, saving, or paying down an eligible loan with SoFi. You’ll be covered up to $50 with no fees with qualifying direct deposits.Īpply for the SoFi credit card and get a $50 bonus. No fee Overdraft Coverage: Overspent by accident? No problem.Automatic savings features: Organize your money, set savings goals, and save your spare change with Vaults and Roundups.Cash back, close to home: Get up to 15% cash back at local establishments when you pay with your SoFi debit card.2-day Early Paycheck: Feel the magic of pay day up to two days early – automatically – when you set up direct deposit.(Joint accounts receive $500K in total insurance.) FDIC insured: Breathe easy knowing your funds are insured up to $250K. ![]() Plus, 55,000+ fee-free ATMs with Allpoint. We don’t believe in fees, so with SoFi there’s no overdraft fees, no minimum balance fees, and no monthly fees.
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